Smart Health Insurance Plans for Younger Consumers

For the 30 year olds, it might be a good time to adjust their thinking when buying health insurance. The conventional wisdom is to purchase the least expensive plan with the richest benefits. At the Gelker and Rohrer Insurance Agency
we advise our young clients to get quotes for High Deductible Health Savings Account (HSA) health plans. The premium savings from a HSA plan over the cost of a typical HMO plan can be put into a special tax- sheltered to pay for expenses below the high deductible. If you're like most of our younger clients, your medical bills are low and a HSA plan can be much more cost effective over a three to five year period when compared to conventional HMO plans. Please contact us for a health plan review to see how an HSA can benefit you.