Saving on health insurance premiums

Many plans offered at significant premium savings have one thing in common. Generic prescriptions only or no drug card included on the plan. Our agency has noticed that one of the great drivers of the increasing cost of health insurance premiums is prescription drug cost. While no one can argue with the efficacy of brand drugs, most consumers have been slow to adopt more cost effective generic drug alternatives. Target pharmacy located on Harbor Blvd in Costa Mesa, CA. has a list of hundreds of generic drugs at $4.00/30 day supply. Less expensive than many co-pays on group insurance plans.

Common sense procedures

An article in Risk and Insurance Magazine, An Infectious Condition talks about Health Care organizations risk management strategies to avoid lawsuits over care. One of the areas discussed is the liability resulting from MRSA bacterial infections sustained by patients in post operative care. 85% of all MRSA infections have been attributed to invasive procedures in hospitals. Our Agency is involved in providing benefits for many businesses in Costa Mesa, CA and was surprised to learn form the article that the number one MRSA prevention instituted by hospitals was hand washing. So if you are hospitalized at Hoag Hospital, St Josephs or Fountain Valley make sure you insist that all care givers wash their hands when they enter your room.